6 Things to Do if Credit Card Debt Sneaks Up Your credit score has a significant meaning to your lifestyle. You may think everything is going smoothly but then you start having car issues, so time to trade it in. If you’re debt is high or your credit score is marred, you will pay much [...]
The History of Mortgage Rates (1981 - 2016) You may be inundated with lenders tooting their horns about the near record low mortgage rates we experienced all of 2016. You hear it so often that you’ve tuned out. Well, it’s hard to appreciate where we are today if we don’t look at the past. So [...]
Are You Terrified to Buy a House? Of the Mortgage Process? Are you waking up at 3am because you can’t shut your mind off? You may be feeling anxious and can’t fall back asleep… but what is it that keeps tiptoeing around in your brain? Ah ha!… it’s the local real estate listings! It’s that house [...]
The California Association of Realtors has released their 2017 Housing Market Forecast. Why is that important? Well, if you plan to sell your current home to buy that forever home, to downsize, or even get into the market for your first home, knowing what the housing market is forecast to do over the next year [...]
Is It Truth or Myth About You Credit Scores? If you are looking for Credit Score Repair in Folsom & Greater Sacramento, read this! The dreaded FICO score. It’s that number that’s associated with every credit report. We all know about it—most people have one—but what does the credit score really mean? We met up with [...]
Getting Pre-Approved? Check Your Credit: If you’ve been thinking of getting pre-approved to buy a home, now is the ideal time to review your credit. https://www.youtube.com/watch?v=9YbPdpPWvwI According to the Federal Trade Commission, over 20% of credit reports are wrong and it is important to check your credit early so you have time to do something [...]
4 Key Home Value Indicators As we move into Fall 2015, traditionally the slow time of the year, there’s been a lot of talk about where home prices are going. One thing most Real Estate professionals can agree upon is that the Sacramento Tri-County market is having another banner year. This has continued the winning [...]