Home Buying University Archives - Iron Point Mortgage

The Home Buying University Series by Kevin Fritz with Iron Point Mortgage is designed to be informational and educational for the home buyer as well as Real Estate Agents. This series will cover everything from researching neighborhoods to understanding what it means to source the cash in your bank account in the loan process. If you have a question that is not covered in this series, please feel free to leave a comment and we will try to answer any and all questions. Thank you for watching this series and feel free to share with friends, family and clients.

5 Things the Seller Should Never Say

5 Things the Seller Should Never Say Are you selling your house to move up into that dream home with more space and all the wonderful upgrades? It can be an anxious feeling, an unsettling feeling, not knowing how soon it will sell or where you will be next. It’s imperative that we put our [...]

FHA 203K Home Loan

FHA 203K Home Loan Folsom & Sacramento, CA The FHA rehab loan program, otherwise known as the 203(K), has been requested more and more by our clients, so I think it’s a good time to talk about it here. The 203(K) is broken into two programs, the Streamline and the Full. This loan program can [...]

The Real Truth About Rent vs Buy

The Real Truth About Rent vs Buying in Sacramento, CA In the United States, there is somewhere around $13.1 trillion in total value of the equity held by over 75 million U.S. homeowners, according to the latest estimates from the Federal Reserve Board. And that works out to almost $175,000 per owning household. This is undeniable [...]

Why Attend Open Houses in Sacramento

Why Attend Open Houses in Your Neighborhood? Is your neighbor’s home for sale? I bet you are curious and want to go look as soon as they have their first open house, right? It’s a good idea, even if you aren’t buying or thinking of selling because it can be a wealth of information you may [...]

Flipping is on the rise in Sacramento

House Flipping is on the rise in Sacramento Do you watch the TV shows like Fixer Upper Starring Chip and Joanna Gaines? Or Flip or Flop? What about House Hunters Renovation? These TV shows make it look easy, but they also come across a lot of “unknown” issues that can be costly. I know a [...]

Kids Born in 2017 Will Never Know

12 Things Kids Born in 2017 Will Never Know On my Facebook news feed, I often see friends welcoming the new baby into the family. A monthly profile picture of the growing baby bump the mom’s like to post. Grandparents beaming with great pictures of new little ones they get to spoil, with probably more [...]

Redfin’s 2017 Housing Predictions

Redfin’s 2017 Housing Predictions with New Administration The Redfin leaders predict what the 2017 housing market will look like, under a new president, administration, and policies. The Trump administration touts three major policies that could significantly the U.S. real estate market: infrastructure spending, tax cuts and changes to immigration policy. Recently, action was taken to [...]

How to Pick a Mortgage Professional in Sacramento

How to Pick a Mortgage Professional How to Pick a Mortgage Professional in Folsom, El Dorado Hills and Greater Sacramento As you know, buying a home can be exciting and hopeful but it can also be emotional. The Mortgage Professional or Loan Officer you select to start the process can be critical. It’s advisable to [...]

HUD Announcement Reduction in Mortgage Insurance

NEWS ALERT: HUD ANNOUNCEMENT REDUCTION IN MORTGAGE INSURANCE This is great news coming out of Washington! As the nation’s housing market continues to improve, U.S. Housing and Urban Development Secretary Julián Castro, announced the FHA will reduce the annual premiums new borrowers will pay by half of a percent. It is projected to save about [...]

6 Out of Top 10 Hottest Real Estate Markets are in the West

6 Out of Top 10 Hottest Real Estate Markets are in the West - Sacramento is #4! Top 10 Metro Housing Markets According to Realtor.com, who predicted a minor slowdown for the U.S. real estate market next year, most of the hottest metro markets are going to keep blazing in 2017. And where do they [...]

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