It's been quite a year for all of us and I'm sure many are wondering what the new year will bring. The COVID pandemic that began at the start of the year is still with us, but we also have the hope of a new vaccine that will help get lives back to normal soon. [...]
Our Folsom mortgage lender team has been keeping a close eye on the ups and downs that the pandemic has had on the real estate market. Concerns about a second wave and restrictions still have many being cautious about borrowing, buying, and selling. Here's where things currently stand on Folsom and its surrounding areas. Housing [...]
Cozi Family Organizer Today I’m going to start off by painting a little picture for you. It’s Thursday, so in Folsom one kid has soccer practice at 4, and another has a game at 7 in Sacramento, CA. Oh, then you know you need to stop at the grocery store while you are in El [...]
5 Things the Seller Should Never Say Are you selling your house to move up into that dream home with more space and all the wonderful upgrades? It can be an anxious feeling, an unsettling feeling, not knowing how soon it will sell or where you will be next. It’s imperative that we put our [...]
FHA 203K Home Loan Folsom & Sacramento, CA The FHA rehab loan program, otherwise known as the 203(K), has been requested more and more by our clients, so I think it’s a good time to talk about it here. The 203(K) is broken into two programs, the Streamline and the Full. This loan program can [...]
4 Hacks Every Pet Owner Needs Pet owners love their pets. In the U.S., 44% own a dog and 29% own a cat. Only 3% own other pets, like parakeets, snakes and hamsters. As much as we love our pets, they can create challenges in maintaining a home. Four-legged Family Member Most folks that have [...]
The Real Truth About Rent vs Buying in Sacramento, CA In the United States, there is somewhere around $13.1 trillion in total value of the equity held by over 75 million U.S. homeowners, according to the latest estimates from the Federal Reserve Board. And that works out to almost $175,000 per owning household. This is undeniable [...]
5 Important Tips to Start the VA Loan For military home buyers, the VA loans offer some unbeatable advantages, like a $0 down payment, no mortgage insurance, and more lenient credit requirements. This is a hard-earned benefit for those that qualify and isn’t all that different from buying with other loan products. Having the correct information and [...]
Why Attend Open Houses in Your Neighborhood? Is your neighbor’s home for sale? I bet you are curious and want to go look as soon as they have their first open house, right? It’s a good idea, even if you aren’t buying or thinking of selling because it can be a wealth of information you may [...]
House Flipping is on the rise in Sacramento Do you watch the TV shows like Fixer Upper Starring Chip and Joanna Gaines? Or Flip or Flop? What about House Hunters Renovation? These TV shows make it look easy, but they also come across a lot of “unknown” issues that can be costly. I know a [...]